Loan Quality Requires End-To-End Business Process Automation For Underwriters And Processors.

Quality loans come from quality decisions. Spectrum is designed specifically for the mortgage industry by mortgage industry experts with a flexible rules-based decision engine. Spectrum moves AU forward to the point of sale so that sales can provide borrowers with quick approvals and conditions. Powered by an automated work flow event handler Spectrum:

• Supports Multi-Channel: Wholesale, Retail, Correspondent
• Solves for Standalone and Combo Scenarios
• Includes Risk Based Pricing
• Provides dashboards with seamless condition management
• Exception processing and product guideline failures
• Alerts with check for UW Validity and Pricing
• Enables Third-party integration for analytics (AVMs, Collateral Risk Scoring, and Borrower Fraud), Fannie Mae’s Desktop Underwriter and Freddie Mac’s Loan Prospector
• Provides imaging, compliance, disclosures, docs, fraud, credit, and flood capabilities
• Provides detailed audit trail reporting

With task lists unique to each user the Spectrum pipeline management design and capabilities help lenders realize cost efficiencies from origination to secondary diligence. Call 877-338-7140 today for a demonstration or click here to request one.