Spectrum

Multi Channel Loan Origination Solution

The Spectrum Loan Origination System was designed with all of your origination channels in mind, retail, wholesale, or correspondent. The flexible rules engine enables you to adapt quickly to changing market conditions or regulatory requirements so that you’re not waiting for cumbersome coding changes to be tested or ready for production.

Retail Solution

  • Pricing and Eligibility
  • Automated Underwriting
  • Automated Workflow
  • Business Rules Management
  • Services Integration Hub
  • Risk Scoring
  • Lead Management System
  • Scenario Builder
  • Application PRocessing
  • Deal Maker
  • Processing
  • Underwriting
  • Closing
  • Funding
  • Post-Closing
  • Servicing
  • Document Imaging

Wholesale Solution

  • Pricing and Eligibility
  • Automated Underwriting
  • Automated Workflow
  • Business Rules Management
  • Services Integration Hub
  • Risk Scoring
  • Prequal
  • Product Finder
  • Application Upload
  • Broker Pipeline
  • Lock Workflow
  • Document Imaging
  • Processing
  • Underwriting
  • Closing
  • Funding
  • Post-Closing
  • Servicing
  • Document Imaging

Correspondent Solution

  • Pricing and Eligibility
  • Automated Underwriting
  • Automated Workflow
  • Business Rules Management
  • Services Integration Hub
  • Risk Scoring
  • Commitment Management
  • Flow
  • Batch
  • Buld
  • Processing
  • Due Diligenece Workbench
  • Document Imaging
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Spectrum product and integration capabilities include:

  • Conventional (conforming or non-conforming)
  • FHA, or VA loans
  • Integrations to Fannie Mae’s Desktop Underwriter or Freddie Mac’s Loan Prospector
  • 203K
  • Section 184
  • Combos, HELOCs, Standalone 2nds
  • Rural Development
  • State Bond Products
  • Proprietary Jumbos
  • Your Suite of Products

Spectrum also can accommodate the credit overlays you need to make your loan’s risk/return features more attractive to the secondary market. Call 877-338-7140 today for a demonstration or click here to request one.